Gove r nor decla r es a state of eme r gency Insu r ed or not, you should r egister with FEMA The p r esident decla r es a major disaster Declaration triggers access to FEMA funds Lea r n mo r e at: FEMA — W ait for FEMA inspection — Receive determination letter f r om FEMA — If r ejected by SBA, you may be r edi r ected back to FEMA for additional funds — Y ou may only r eceive supplemental funds f r om FEMA — Depending on eligibilit y , you r eceive an SBA loan — Y ou may r eceive insurance payments SBA Loans — Most r esidents a r e r efer r ed to SBA for low-inte r est loans — Complete and r eturn an SBA application — W ait for inspection and app r oval f r om SBA Insurance and Mo r e — — Now it ’ s t ime to apply for mu lt iple funding sou r ces Cong r ess considers app r opriating CDBG-DR funds CDBG-DR grantees develop an Action Plan Pub l ic comment period begins CDBG-DR grantees examine the Federal Register No t ice ’ s rules and r equi r ements States submit their plans to HUD by the CDBG-DR dead l ine State and local gove r nments a l locate aid acco r d ing to the app r oved Action Plan State and local gove r nments launch CDBG-DR funded housing r ecovery p r ograms HUD drafts t he Federal Register Notice HUD accepts or r ejects submissions P r esident signs o f f on Cong r ess’ package Disaster recovery is long and arduous for everyone involved. This journey map illustrates the complex recovery aid process to help you better understand the various steps impacted residents and communities need to take in order to get access to funding. Following some large-scale disasters, Congress will provide additional long-term recovery aid through the Department of Housing and Urban Development’s (HUD) CDBG-DR program. CDBG-DR grantees are typically states but can sometimes be cities and counties. ICF is an established leader in disaster recovery, having been on the ground for nearly every major disaster in recent U.S. history. For many of us, it’s the most important work we’ll ever do in our careers. If you’ve been impacted by a disaster, we hope this resource helps you better understand what to expect. If covered, youfile an insuranceclaim You can seekadditional helpfrom state-runprograms,charities, andnonprofits likethe Red Cross icf.com/work/disaster-management Resident’s Journey State/Local Journey About ICF ICF (NASDAQ:ICFI) is a global consulting services company with over 7,000 full- and part-time employees, but we are not your typical consultants. At ICF, business analysts and policy specialists work together with digital strategists, data scientists and creatives. We combine unmatched industry expertise with cutting-edge engagement capabilities to help organizations solve their most complex challenges. Since 1969, public and private sector clients have worked with ICF to navigate change and shape the future. Learn more at icf.com. Large-scale Disaster Strikes Disaster Strikes Federal Disaster Aid: The Applicants’ Journey